Federal Direct and Federal Graduate Plus Loans may have more favorable terms and conditions. Compare interest rate and fees. Federal loan benefits including various repayment options, deferment and forbearance options, loan forgiveness/cancellation options, death and disability benefits, may be viewed via http://www.direct.ed.gov/student.html.

Private education loans are now subject to additional regulations as a result of new Truth in Lending legislation. The Federal Reserve Board approved Regulation Z, which revises the disclosure requirements for private education loans. Disclosures will be provided directly to the student. Students need to complete a Self Certification Form. This form will be provided by your lender. If you need another copy, visit Private Loan Certification Form. To complete the required Cost of Attendance, visit PTS COA. Students can find their individual awards on the Shopping Sheet and/or the Award Letters received from the Financial Aid Office.

After considering federal loans, contact a bank of your choice.

Below is a roster of alphabetically-arranged loan products that PTS students have utilized in the past. PTS does not endorse any specific lender; inclusion on this page is strictly informational. You may choose a lender of your choice. Your choice of lender, other than those posted, will not result in denial or delay of processing. Upon application, the lender of your choice will forward a certification request to the Financial Aid Office.

Neither PTS nor the Financial Aid Office intends any specific endorsement, recommendation, or promotion of products by including these lenders on this page. An alternative loan is an agreement between the borrower and the lender.