Live like a student while you are in school so you don’t have to live like a student after you graduate.

Few students can afford a postsecondary education without some form of a loan. As a borrower, it is imperative that the student know their student loan rights and responsibilities. The Federal government offers multiple repayment options and loan forgiveness programs. A student should always contact their loan servicer if having difficulties with payment.

This clock reports an estimate of current student loan debt outstanding (nationwide, not just PTS) including both federal and private student loans.

Learn more about budgeting and managing debt at